Stop the Credit Card offers!  -- www.optoutprescreen.com

Stop the Telemarketing Calls! – www.donotcall.gov

Stop Identity Theft! -- www.idtheftcenter.org

Free credit report -- www.annualcreditreport.com

Debt Evaluation Calculator -- http://moneycentral.msn.com/investor/calcs/n_debtratio/main.asp

Savings Calculator -- http://moneycentral.msn.com/investor/calcs/n_debtratio/main.asp

Mortgage Calculator -- http://moneycentral.msn.com/loan/mortcalc.aspx

Kiplinger’s Tools -- www.kiplinger.com/personalfinance/tools

IRS Withholding Calculator -- www.irs.gov/individuals/article/0,,id=96196,00.html

College Grants, Scholarships, & More -- www.fastweb.com

Dave Ramsey website -- http://www.daveramsey.com/

TERM LIFE Quotes -- http://www.gtllifeinsurance.com/launch.aspx?refnumber=000003802-027-802