Services

"Debt Elimination": Your coach will help you develop a debt elimination plan, a spending plan that works, and will help you to deal with specific issues (e.g., creditors, pending foreclosures, and bankruptcy, etc.).

"Cash Flow Planning":  For those out of debt (except your home), wanting to fund retirement and kid's college education. Your planning includes investing and college funding strategies, wills, basic estate planning, etc. as well as how to stay debt-free (auto replacement, etc). Includes an initial 2 ½ hour session and unlimited follow-up for 6 months.

"Wealth Builder":  You're debt free and have already begun to build your net worth, but need help with planning your future. Your coach will help build/review your comprehensive plan including insurance, will and estate planning, investing, college funding, and other "life issues" (career, education, starting a business, home move-up/down, etc.). Includes an initial 2 ½ hour session and unlimited advisement for 6 months.

"Coaching by the Hour":  If you're a Wealth Builder, and simply want a review of your current "state of affairs" (investments, insurance, will and estate planning, etc.), this option is available to you.

"Debt Negotiation":  If you want someone who will contact creditors on your behalf and negotiate interest rates, payment plans, and/or settlement amounts. However, there are never any promises in negotiations. Each creditor is different and is not required to negotiate. However, we have had great success in negotiating with creditors, often settling debt for less than 50% of the current balance owed. This service is an "add-on", with an additional fee for each account negotiated.  Please contact us for more information.